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To find out more about managing your money and getting free advice, visit Money Helper, independent service set up to help people manage their money.

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Write off up to 81% of your debt with an IVA*

Government legislation can help you

  • Write off debts over £7,000
  • Stop interest and charges soaring
  • Reduce payments to one affordable amount
Check if you qualify Check if you qualify
LockSafe, secure & confidential

May not be suitable in all circumstances. Fees and disadvantages may apply, read here.

To find out more about managing your money and getting free advice, visit Money Helper, independent service set up to help people manage their money.


May not be suitable in all circumstances. Fees and disadvantages may apply, read here.

Excellent 15,611+ reviews on

Our 3 step process

Get started

Answer a few questions to check if you qualify to write off debt

Speak to an expert

Chat to a debt expert for your personalised plan

Leave it to us

The team will set up and manage your arrangement for you

IVA Plan is a service dedicated to offering help and advice when it comes to debt. Here’s how we can help you.

Help when you need it

Our expert teams offer confidential advice tailored to your circumstances.

Solutions specific to you

We’ll recommend the best debt solutions for your individual circumstances.

Ongoing support

We’ll support you while you deal with your debt problems, for as long as you need.

“When I spoke to the advisor on the phone, I was stressed, but she made me feel a lot better and I didn’t feel judged, which made a huge difference. I’m now paying my debts back in an affordable way via an IVA.”

- Martin, Stockport

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Find out more about a wide range of debt solutions.